Wage garnishment occurs when a creditor goes to the court and obtains a judgment against a debtor for failure to pay on a debt. The creditor then takes that judgment to the debtor’s work and orders the employer to withhold a specified amount from the debtor’s paycheck. These garnished funds continue until the debt owed to the creditor is satisfied. The harsh reality is that the wage garnishment is depleting money that you truly need!
If this is happening to you, we encourage you to contact us and see what Heller & Thyen, P.A. can do to help you. Filing for bankruptcy initiates the “automatic stay” – stopping creditors’ lawsuits and putting an end to existing wage garnishments. The only exception to this is wage garnishment for child support.
In a few instances, we may be able to get a portion of the recently garnished wages back to you. We encourage you to call our office for a confidential, free consultation to see if bankruptcy makes sense for you, and how Heller & Thyen, P.A. can help make the most of your fresh start!