There is a rule that requires that the court appoint someone to represent all of the surviving heirs and next of kin for the wrongful death claim. Our office is here to help you and your family through this emotional and complicated process. It is important that you act quickly. The law allows a limited time in which your claim can be brought. In addition, any accident, especially one that led to a person’s death, needs to be investigated immediately. The evidence that may help support your claim may not be around for long. The insurance company will have an investigator out almost immediately. You do not want to be at a disadvantage from the very beginning. If you work with us, we will hire the investigator for you.
We help you seek the compensation you and your family are entitled to for the loss of your loved one.
There are certain debts that a Chapter 7 Bankruptcy does not allow you to discharge. Some of these debts include:
1. Recent taxes2. Student loan debt3. Child support obligations4. Spousal support obligations5. Debts not listed in the Chapter 7 Petition6. Credit that was obtained from fraud7. Debts with co-debtors – your co-signer will be liable for the full amount of the debt unless they also file bankruptcy
If you are behind on your mortgage payment or car loan, a Chapter 7 will not bring you current. However, there may be other options available to you., like Chapter 13.
It is also important to keep in mind that a Chapter 7 Bankruptcy may not protect all of your assets. If you own multiple homes with a lot of equity in them or other valuable assets such as boats or vehicles without loans against them, the bankruptcy trustee will either sell the item and use the proceeds to pay some of your creditors, or negotiate with you to receive the cash equivalent of the asset. We can help you negotiate with the trustee if this situation arises.
If you find yourself in this type of situation, where you have unprotected assets that you want to keep, it may be better to do some pre-bankruptcy planning or look into a Chapter 13 payment plan.
St. Cloud | Minneapolis |
Is there an issue in your life which you require a lawyer’s help to resolve? Heller & Thyen’s team of dedicated attorneys are here to provide any assistance you need with a legal case in Minnesota. Contact us today to schedule a free, confidential consultation with our lawyers and we can talk about the next steps you need to take.
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