The concern about home foreclosure, medical bills, car repossession, and credit card debt is enough to worry about. You shouldn’t have to deal with harassment from your creditors, too. The encouraging news is that you don’t have to.
The Fair Debt Collection Practices Act (FDCPA), protects you, by prohibiting Debt Collectors from taking collections to far. When creditors go too far, you may be able to recover money from them on account of their unlawful conduct.
If any of these things have happened to you, we encourage you to call us at the Heller & Thyen, P.A., to discuss your rights in pursuing a claim against the debt collector for money damages. You have rights – let us protect them.
There are certain debts that a Chapter 7 Bankruptcy does not allow you to discharge. Some of these debts include:
1. Recent taxes2. Student loan debt3. Child support obligations4. Spousal support obligations5. Debts not listed in the Chapter 7 Petition6. Credit that was obtained from fraud7. Debts with co-debtors – your co-signer will be liable for the full amount of the debt unless they also file bankruptcy
St. Cloud | Minneapolis |
Is there an issue in your life which you require a lawyer’s help to resolve? Heller & Thyen’s team of dedicated attorneys are here to provide any assistance you need with a legal case in Minnesota. Contact us today to schedule a free, confidential consultation with our lawyers and we can talk about the next steps you need to take.
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